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Many business owners are aware that business owners have a standard policy (BOP) is a necessary first step to properly protect their business.
But where experienced entrepreneurs and small business owners alike can miss first sign is assuming that all potential exposures that are covered under the policy. In particular, the owners run their business, which assumes that the BOP includes risk exposure they might drive to the car region dangerous such as BOP includes most of the risks related to auto.
Owner efforts could not have been aware that property damage and bodily injuries caused by an operating company owned by employees when trucks or cars are not automatically protected under the BOP.